Roundabouts make intersections more efficient and safer for those who use the road including drivers, cyclists and pedestrians. Cities use two types of roundabouts: multi-lane and single-lane. Roundabouts can be tricky. With this type of road design, there is a proper way to use them. Things to Remember About…
If you own a business, then there are two particularly scary statistics that you need to be well aware of regarding natural disasters and insurance. The first is that 75 percent of American businesses are presently underinsured. The second is that 40 percent of all businesses in the country…
Distracted driving is a dangerous practice. One that can lead to serious injury or death. Many people are guilty of distracted driving every day without even realizing it. Distracted driving is more than just talking on the phone or texting while driving. Distracted driving is engaging in any activity…
Life insurance is one of the most common products that people use to provide financial security to their loved ones. In simple terms, a life insurance policy is an agreement between an individual and an insurance company that guarantees a death benefit to be paid to the policy’s…
How safe is your home? When it comes to home security, you can never too safe. In fact, some people don’t think that they will ever be the victim of home invasion. Unfortunately, over two million home invasions happen in the United States every year. Even worse, approximately 17…
An independent insurance agent is a licensed insurance agent who is not affiliated with any one particular insurance company. An independent insurance representative is a free agent in the insurance business. This means that they have the ability to work with a variety of companies and provide several services…
Identity theft is a crime that affects hundreds of millions of individuals in the US alone each year. With the advent of the internet, social media, and smartphones, the theft of identities has skyrocketed along with the breaching of personal and sensitive user data. Understanding the most important safety tips available…
The ability to leave your family and loved ones protected after you are gone is paramount for most people. Life insurance has probably been around longer than you think. And, the history of its inception is rather interesting. Here are some facts that you may not know about the…
Regardless of whether you are shopping around to compare quotes or reviewing your existing coverage, you need to understand what your coverage includes and excludes. Many people unfortunately make assumptions about their coverage and may be placed in an unfortunate financial position later when their assumptions prove to be…
As your child prepares to head off to college, you understandably may be stressed with all of the preparatory steps and financial adjustments required. This is a monumental event that can be considered a major life change for you and your college student. Life changes often impact the types…
Cincinnati Family and
Business Insurance
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Loveland, OH 45140
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